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from all the best student loan refinance lenders listed with a single application.You can even check your prequalified rates without sharing your personal information or incurring a hard credit pull, so it won’t affect your credit.Subject to additional terms and conditions, and rates are subject to change at any time without notice.Such changes will only apply to applications taken after the effective date of change.Lowest rates shown are for eligible applicants, require a 5-year repayment term and include our Loyalty discount and Automatic Payment discounts of 0.25 percentage points each, as outlined in the Loyalty and Automatic Payment Discount disclosures.

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Learn more about whether refinancing is right for you.So if you feel like your interest rate is too high, refinancing could help.This process will also combine all the loans you refinance into one convenient payment.Fixed interest rates don’t change for the life of your loan, so you’ll always know how much you’re expected to pay.But by opting for a fixed-rate loan, you might be passing up the chance to start out making lower monthly payments.

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